Total Fund Transfer: Total amount of funds you have transferred to your Modalku account

Total Fund Withdrawal: Total amount of funds you have requested to withdraw, including fund withdrawals currently in process

Total Lending: Cumulative total of your lending (includes total amount of funding interests refinanced to new loans)

Lending Returns: Comprises total interest, late repayment fees, and early repayment interests received from all funded loans

Received Bonuses: from cashback and promotional campaigns

Service Fees: Total amount of service fees

Nett Income: Lending Interests + Received Bonuses – Service Fees

Funded Loans: Total amount of loans you have funded (excludes loans currently in the crowdfunding process)

Ongoing Loans: Number of loans on your portfolio that has not been completely repaid and excludes defaulted loans

Estimated return rate: Total interest received up to today

Annual portfolio performance (p.a.): Ratio of average annual returns against amount of loans you have funded (reduced by proportion of loan principal that has defaulted)

Unpaid loans (this month): Total loans with repayments due at the end of the month

Estimated returns (this month): Expectation of total principal, interest, and early repayment for this month

Unpaid principal: Total ongoing funding in loan principal that has not been fully repaid

Defaulted principal: Total amount of your funding principal in defaulted loans